ὁ χρόνος ἐστὶ δάνος, τὸ ζῆν πικρός ἐσθ' ὁ δανίσας → time is a loan, and he who lent you life is a hard creditor | time is on loan and life's lender is a prick
Ar. μαλάχη, ἡ, μολάχη, ἡ, μολόχη, ἡ.